Can A Prenup Protect Future Assets?
More couples are turning to prenuptial agreements to establish financial clarity before marriage. But as life evolves, so do assets. New business ventures, real estate, investments, and inheritances may come into play after the wedding. This raises a key question:...
What Is Vacation Liability RV Insurance?
If you’re hitting the road in your RV for some well-earned downtime, you already know you need insurance to cover you while driving. But what about when you’re parked at the campsite, grilling, relaxing, or hosting friends? That’s where vacation liability RV insurance...
Do I Need Moving Insurance?
Moving to a new home is exciting – and also pretty stressful, especially when it comes to protecting your belongings. From accidental damage to unexpected loss, there’s a lot that can go wrong during a move. That’s where moving insurance comes in. While many assume...
Asset Insurance: Heirlooms to NFTs
Imagine inheriting your grandmother’s rare stamp collection or buying your first NFT – how do you protect them? If you’re acting under the assumption that your precious items are covered by your homeowners insurance policy (they might be) or your umbrella policy...
Commercial Hurricane Insurance: What To Know
When hurricane season looms, commercial property owners brace not only for potential physical damage but also for the financial strain that can follow. That’s where commercial hurricane insurance comes into play – offering critical protection for buildings, inventory,...
Home Baking Insurance: 3 Must Knows
Among the many niche cottage industries that surged during the pandemic, home baking continues to thrive. Between cottage food laws, permits, labeling requirements, taxes, and insurance, there is a lot these small business owners are responsible for in addition to...
Do Auto Body Shops Report Damage to Insurance?
The process of reporting damage and filing a claim usually begins with a vehicle owner, however there are some cases when an auto body shop will directly communicate with your car insurance company. In this article, we’ll address: When body shops communicate with your...
How to Complete a Flood Risk Assessment
How to Complete a Flood Risk AssessmentThe purpose of a flood risk assessment (FRA) is to evaluate the likelihood of flooding and its potential impact on people, property, and the environment. It is often required for construction projects, especially in flood-prone...
Home Maintenance and Insurance for Homeowners: Are They Connected?
Does homeowners insurance cover preventative maintenance? Not typically – homeowners insurance covers repairs that are necessary due to sudden and accidental damage caused by covered perils. But, failing to perform maintenance could lead to claim denials if damage...
Is Age a Factor in Increased Umbrella Insurance Premiums?
Umbrella insurance is a type of liability insurance that provides extra coverage beyond the limits of your standard policies, such as homeowners, auto, or boat insurance. It protects your assets and future earnings by covering claims that exceed the liability limits...