Category: Home Insurance

Key TakeawaysFrozen and burst pipes are often covered by homeowners insurance, but only when the home is properly heated and maintained. It’s important to understand what is and isn’t covered – especially when it comes to neglect, gradual leaks, or damage that occurs...

Key TakeawaysYou can cancel motorcycle insurance in the winter, but it may result in coverage gaps, lender issues, or higher future premiums. Many insurers instead offer seasonal motorcycle insurance, like a winter layup or storage plan, which reduces riding-related...

Key TakeawaysWhether you’ve built it yourself or hired a professional upfitter, your converted van can be fully insured with the right policy. Van conversion insurance helps protect your vehicle, belongings, and investment – whether it’s covered under auto insurance...

Key TakeawaysThe gig economy includes a wide range of flexible, short-term jobs, each with its unique risks. Standard personal insurance often doesn’t cover gig activity, making gig economy insurance essential for protecting your income and peace of mind. The right...

Key TakeawaysTravel insurance isn’t always required, but it can be a smart safeguard against unexpected setbacks – from canceled flights to medical emergencies abroad. Whether you’re planning a weekend getaway or an international adventure, understanding your options...

Key TakeawaysHaunted house insurance helps protect attractions from accidents, property damage, and lawsuits, while also offering peace of mind to guests. Proper coverage, clear safety protocols, and ADA compliance are essential for reducing risk. For visitors,...

Table of ContentsKey TakeawaysEvent ticket insurance offers peace of mind by reimbursing the cost of tickets if unexpected emergencies – like illness, travel delays, or even jury duty – keep you from attending. It won’t cover convenience issues such as schedule...

Table of Contents In SummarySwimming pools are usually covered under homeowners insurance, but the type of coverage depends on whether the pool is in-ground or above-ground, your state’s requirements, and your insurer’s rules. Because pools increase liability risks...

Table of ContentsKey TakeawaysCollateral and absolute assignments of life insurance both involve transferring rights under a policy, but they serve very different purposes. A collateral assignment is temporary, typically used to secure a loan, while an absolute...

Table of ContentsIn SummaryTelematics and usage-based auto insurance are reshaping how premiums are calculated, shifting from demographic factors to real-world driving behavior. These programs use smartphone apps and connected-car technology to track habits, reward...