Van Conversion Insurance: Everything You Need To Know
Key TakeawaysWhether you’ve built it yourself or hired a professional upfitter, your converted van can be fully insured with the right policy. Van conversion insurance helps protect your vehicle, belongings, and investment – whether it’s covered under auto insurance...
Gig Economy Insurance: Do You Need It?
Key TakeawaysThe gig economy includes a wide range of flexible, short-term jobs, each with its unique risks. Standard personal insurance often doesn’t cover gig activity, making gig economy insurance essential for protecting your income and peace of mind. The right...
Travel Insurance: Do You Need It?
Key TakeawaysTravel insurance isn’t always required, but it can be a smart safeguard against unexpected setbacks – from canceled flights to medical emergencies abroad. Whether you’re planning a weekend getaway or an international adventure, understanding your options...
Haunted House & Haunted Attraction Insurance 101
Key TakeawaysHaunted house insurance helps protect attractions from accidents, property damage, and lawsuits, while also offering peace of mind to guests. Proper coverage, clear safety protocols, and ADA compliance are essential for reducing risk. For visitors,...
Event Ticket Insurance Must-Knows | Independent Insurance Associates
Table of ContentsKey TakeawaysEvent ticket insurance offers peace of mind by reimbursing the cost of tickets if unexpected emergencies – like illness, travel delays, or even jury duty – keep you from attending. It won’t cover convenience issues such as schedule...
Does Homeowners Insurance Cover Swimming Pools?
Table of Contents In SummarySwimming pools are usually covered under homeowners insurance, but the type of coverage depends on whether the pool is in-ground or above-ground, your state’s requirements, and your insurer’s rules. Because pools increase liability risks...
Collateral Assignment of Life Insurance vs Absolute Assignment of Life Insurance
Table of ContentsKey TakeawaysCollateral and absolute assignments of life insurance both involve transferring rights under a policy, but they serve very different purposes. A collateral assignment is temporary, typically used to secure a loan, while an absolute...
Telematics And Usage-Based Auto Insurance Trends: What’s Going On?
Table of ContentsIn SummaryTelematics and usage-based auto insurance are reshaping how premiums are calculated, shifting from demographic factors to real-world driving behavior. These programs use smartphone apps and connected-car technology to track habits, reward...
Added On vs Reduced Insurance: What To Know
Table of ContentsIn SummaryUnderstanding the difference between added on vs reduced insurance can make a significant impact on your financial protection after an accident. This article breaks down how uninsured and underinsured motorist coverage works, compares key...
What Is Action Over In Insurance?
As a business owner, you probably assume that workers’ compensation protects you from lawsuits when an employee gets hurt on the job. But there’s a legal loophole that can leave you exposed even after workers’ comp has been paid out.This type of scenario is known as...










