Medicare IRMAA Explained: How It Affects Part B Premiums
Medicare IRMAA Explained: How It Affects Part B Premiums IRMAA can make Medicare feel more expensive than expected, especially when your premium is based on income from two years ago. Knowing how it works can help you plan for costs before enrollment surprises you....
Why Group Health Insurance Costs Are Rising in 2026
Why Group Health Insurance Costs Are Rising in 2026 Small business health insurance premiums are rising sharply in 2026, driven by higher provider rates, prescription drug costs, and increased post-pandemic healthcare utilization — and most employers don't start...
Medicare Advantage vs. Medigap: Sonoma County Guide
Medicare Advantage vs. Medigap: Sonoma County Guide Choosing between Medicare Advantage and Medicare Supplement (Medigap) isn't just a matter of finding the lowest monthly premium — it's about understanding how each option actually performs when you need care. This...
How Small Employers Can Budget for Mid-Year Health Insurance Rate Increases
How Small Employers Can Budget for Health Insurance Rate Increases Rising health insurance premiums are a reality for small employers — but they don't have to catch you off guard. By building rate-increase scenarios into your budget early, revisiting your contribution...
When Can You Change Your Medicare Plan? Understanding Special Enrollment Periods
When Can You Change Your Medicare Plan After Enrollment Medicare beneficiaries aren't necessarily locked into their plan until fall — and many don't realize it. The Annual Enrollment Period, Medicare Advantage Open Enrollment Period, and Special Enrollment Periods...
How to Compare PBMs: A Practical Evaluation Framework
TOPIC How to Compare PBMs: A Practical Evaluation Framework Roundstone Team March 18, 2026 8 Minute Read Category Here Find this article helpful? Share it with others. Linkedin Facebook X-twitter Pharmacy costs are rising faster than almost any other line item in your...
Why Sonoma County Small Businesses Are Rethinking Their Group Health Benefits in 2026
Why Small Employers Are Rethinking Group Health Plans in 2026 Small group health insurance premiums are rising meaningfully in 2026 — nationally around 11%, with California tracking close behind — driven by higher provider costs, specialty drug prices, and a wave of...
How to Choose a Provider Network for a Self-Funded Plan
TOPIC How to Choose a Provider Network for a Self-Funded Plan Roundstone Team April 9, 2026 8 Minute Read Category Here Find this article helpful? Share it with others. Linkedin Facebook X-twitter Network selection is one of the most consequential plan design...
How To Get Health Insurance for Your Employees as a Small Business in Santa Rosa
How Small Businesses in Santa Rosa Can Offer Health Insurance Providing health insurance as a small business in Santa Rosa is more accessible and manageable than many employers expect. By understanding group health insurance basics, working with a knowledgeable...
How Strategic Chronic Disease Management Lowers Healthcare Costs in a Self-Insured Plan
TOPIC How Strategic Chronic Disease Management Lowers Healthcare Costs in a Self-Insured Plan Media Shower February 17, 2026 11 Minute Read Category Here Find this article helpful? Share it with others. Linkedin Facebook X-twitter Twenty percent of your employees are...