Coinsurance and Copays: What’s the Difference?
Understanding Insurance Terminology: Coinsurance and Copayments Deductibles, co-pays, coinsurance and cost sharing are all words that come up in the insurance industry. Lay people can often get these terms confused. Let’s discuss them to understand the portion of the...
Staying ACA Compliant in 2018
Tips for Remaining ACA Compliant in 2018 While the presidency might have changed, businesses can still expect to have to take steps to remain compliant with the Affordable Care Act. With 2018 in full swing, Sackett & Associates Insurance Services is here to do...
The Link Between Daily Exercise and Lasting Happiness
The Link Between Daily Exercise and Lasting Happiness Part of the American tradition is the pursuit of happiness. But what exactly is happiness, and how do you go about pursuing it? You’ll find various answers from various sources, but one approach has science to back...
ER, Urgent Care, or Primary Care Doctor? A Guide for Getting Medical Care
ER, Urgent Care, or Primary Care Doctor? Where should I Go for Health Care? Some decisions are easy. When you need a haircut, you go to the barber or hair salon. If you need to fix your car, you see a mechanic. But making choices regarding your health care can be a...
3 Reasons Why Group Health Insurance Might Not Be the Best Choice for Your Small Business
Health Insurance for Small Business If your business has conventional group health insurance, you may feel frustrated about the financial and administrative burdens associated with it. Not only is traditional insurance getting more expensive, you may find that the...
Top 5 Affordable Health Insurance Options for Small Business Groups
Health Insurance Options for Small Business Health care costs aren’t just affecting individual people–businesses are struggling to cover their employees. Trying to find affordable health insurance for your small business can seem like an impossible mission. Not only...
Fun While Feeding the Family: Planting Summer Fruits and Vegetables
Planting Vegetables and Fruits For Health and Wellness Are you looking for something educational and healthy to do with the family this summer? Why not grow your own vegetables and fruit in a smart garden meant to benefit your brain? Growing excellent food and...
Taking Expired Medication: Is It a Money-Saver or an Unhealthy Habit?
Expired Medication - Okay or Not? When is the last time you went through your medicine cabinet and tossed old bottles? If yours is like millions of others, you probably have a prescription or an over-the-counter medicine or two that have reached their expiration...
Why Health Insurance Benefits Are Profitable for Small Businesses
Health Benefits That Benefit Small Businesses In Sonoma County From finances to management and employee retention strategies, getting a grip on the ins and outs of running a business is no easy feat. One great way to establish an incentive for strong, dependable...
3 Ways to Improve Your Posture For Your Health
Why Good Posture Improves Your Health If you remember your parents telling you to sit up straight, you should know that they were only thinking about your health. Slouching is not good for your back muscles, it also lowers your energy levels. Americans today spend way...