Group Captives: A Powerful Growth Opportunity for Advisors
Highlights A new McKinsey report finds that by 2030, 12 million employers are expected to move to more innovative health plan models, representing $500 million in revenue opportunities. Sixty-six percent of employers plan to switch carriers within the next four years...
Can I Update My Medigap During Open Enrollment?
Rules for Changing Your Medigap Plan During Medicare Open Enrollment The annual Medicare Open Enrollment period creates opportunities for Medicare beneficiaries to evaluate their coverage. However, many individuals remain unclear about whether they can change their...
Unbundling Healthcare Cost Savings: Inside Roundstone’s Preferred Bundle
Highlights Benefits advisors can help clients reduce healthcare spending by up to 34% with Roundstone’s preferred bundle solution. The preferred bundle combines Bywater TPA, Cigna network, and select PBMs to maximize cost control. Recent internal data shows...
What is an Independent Health Insurance Broker?
How Independent Health Insurance Brokers Simplify Your Coverage Options Navigating the complexities of health insurance poses challenges for individuals, families, and businesses. The abundance of plan options, variations in coverage, and evolving regulations make...
Captive Insurance vs. Self-Insurance
Highlights Group captive insurance is a type of self-insurance. Participants share risk with other members. A group captive can make self-funded insurance more accessible to a small or midsize companies. Both options can provide greater control over healthcare costs....
Decoding Out-of-Pocket Maximums: A Key to Smarter Health Insurance Choices
How Health Insurance Brokers Can Impact Your Out-of-Pocket Maximums Costs Navigating health insurance alone can feel overwhelming, especially when evaluating how out-of-pocket maximums influence overall costs. These limits are important when determining the financial...
Why More Employers Are Choosing Self-Funded Insurance
Highlights Small to midsize businesses are increasingly adopting self-funded insurance. Many smaller companies think they are too small to afford self-funded insurance. Smaller companies can achieve affordable risk predictability with as few as 25 employees through...
Simplifying Employee Benefits Software with Innovative Programs
Employee Benefits Software Made Easy Employee benefits present unique challenges for businesses in California. From navigating compliance regulations to meeting the expectations of a diverse workforce, managing benefits often overwhelms HR teams and business owners....
Negotiating Better Healthcare: Strategies for Cost Containment and Stability
By Ryan Audin, Regional Practice Leader at Roundstone Behind every healthcare plan is a high-stakes negotiation that determines whether employers and employees can access affordable, high-quality care. Yet, many employers remain sidelined in these discussions,...
How to Pick the Right Health Insurance Plan for You
Your Guide to Picking the Best Health Insurance Navigating the world of health insurance can feel overwhelming, especially when you're faced with a variety of plans and options. Choosing the right health insurance is a critical decision that impacts both your budget...