3 Reasons Advisors Who Offer Captives Are Emerging as Industry Leaders
The healthcare landscape is changing fast, and as a benefits advisor, you need innovative solutions to meet your clients’ evolving needs. With healthcare costs soaring 9-10% annually through 2026, you can no longer rely on traditional insurance models. ...
What the 2024 Election Means for Health Insurance
How the 2024 Election Could Impact Health Insurance Access Millions of Americans might not be able to get health insurance, depending on the election’s outcome. It determines whether the country stays with affordable and readily available health care or goes back to...
8 Ways to Use the CSI Dashboard to Cut Costs for Your Clients
Highlights Rising healthcare costs and limited transparency make cost containment a top challenge for advisors and their clients. When you work with us, you gain real-time access to the CSI Dashboard, a tool that gives you insight into claims data. With the...
Rising Healthcare Costs: How Employers Can Prepare
Healthcare Costs Surge: Key Insights for Employers in 2025 In the United States, health care costs affect both employers and employees, and the costs have projections to jump by the fastest rate in 15 years. The Business Group on Health estimates the costs will jump...
Group Captives: A Powerful Growth Opportunity for Advisors
Highlights A new McKinsey report finds that by 2030, 12 million employers are expected to move to more innovative health plan models, representing $500 million in revenue opportunities. Sixty-six percent of employers plan to switch carriers within the next four years...
Can I Update My Medigap During Open Enrollment?
Rules for Changing Your Medigap Plan During Medicare Open Enrollment The annual Medicare Open Enrollment period creates opportunities for Medicare beneficiaries to evaluate their coverage. However, many individuals remain unclear about whether they can change their...
Unbundling Healthcare Cost Savings: Inside Roundstone’s Preferred Bundle
Highlights Benefits advisors can help clients reduce healthcare spending by up to 34% with Roundstone’s preferred bundle solution. The preferred bundle combines Bywater TPA, Cigna network, and select PBMs to maximize cost control. Recent internal data shows...
What is an Independent Health Insurance Broker?
How Independent Health Insurance Brokers Simplify Your Coverage Options Navigating the complexities of health insurance poses challenges for individuals, families, and businesses. The abundance of plan options, variations in coverage, and evolving regulations make...
Captive Insurance vs. Self-Insurance
Highlights Group captive insurance is a type of self-insurance. Participants share risk with other members. A group captive can make self-funded insurance more accessible to a small or midsize companies. Both options can provide greater control over healthcare costs....
Decoding Out-of-Pocket Maximums: A Key to Smarter Health Insurance Choices
How Health Insurance Brokers Can Impact Your Out-of-Pocket Maximums Costs Navigating health insurance alone can feel overwhelming, especially when evaluating how out-of-pocket maximums influence overall costs. These limits are important when determining the financial...