Why More Employers Are Choosing Self-Funded Insurance
Highlights Small to midsize businesses are increasingly adopting self-funded insurance. Many smaller companies think they are too small to afford self-funded insurance. Smaller companies can achieve affordable risk predictability with as few as 25 employees through...
Home Maintenance and Insurance for Homeowners: Are They Connected?
Does homeowners insurance cover preventative maintenance? Not typically – homeowners insurance covers repairs that are necessary due to sudden and accidental damage caused by covered perils. But, failing to perform maintenance could lead to claim denials if damage...
Can You Cancel SR22 Insurance Early? What You Need to Know
For many drivers, SR22 insurance represents a critical step towards restoring and maintaining their driving privileges. But what happens if you find yourself in a position where you want to cancel your SR22 insurance early? It’s important to understand the...
Simplifying Employee Benefits Software with Innovative Programs
Employee Benefits Software Made Easy Employee benefits present unique challenges for businesses in California. From navigating compliance regulations to meeting the expectations of a diverse workforce, managing benefits often overwhelms HR teams and business owners....
Is Age a Factor in Increased Umbrella Insurance Premiums?
Umbrella insurance is a type of liability insurance that provides extra coverage beyond the limits of your standard policies, such as homeowners, auto, or boat insurance. It protects your assets and future earnings by covering claims that exceed the liability limits...
Farm & Agritourism Insurance: Prepare for Busy Spring Season
As the weather warms and spring approaches, farms and agritourism businesses gear up for their busiest time of year. Whether you run a U-pick farm, participate in farmers markets, or host seasonal events, it's important to ensure your insurance coverage aligns with...
Negotiating Better Healthcare: Strategies for Cost Containment and Stability
By Ryan Audin, Regional Practice Leader at Roundstone Behind every healthcare plan is a high-stakes negotiation that determines whether employers and employees can access affordable, high-quality care. Yet, many employers remain sidelined in these discussions,...
5 Retirement Tips that Don’t Include Wealth Management
Planning for retirement can be overwhelming. The preparation list is long and in many cases advises on financial health, but what’s not talked about is how to build your new life, how to maintain your emotional health, maneuvering government systems like social...
Does Driving School Lower Insurance?
Adding a teen driver to your auto insurance policy can feel like a financial shock as premiums can more than double due to the increased risk associated with young, inexperienced drivers. Statistically speaking, drivers aged 15 to 20 are more likely to be involved in...
How to Pick the Right Health Insurance Plan for You
Your Guide to Picking the Best Health Insurance Navigating the world of health insurance can feel overwhelming, especially when you're faced with a variety of plans and options. Choosing the right health insurance is a critical decision that impacts both your budget...