Home Baking Insurance: 3 Must Knows
Among the many niche cottage industries that surged during the pandemic, home baking continues to thrive. Between cottage food laws, permits, labeling requirements, taxes, and insurance, there is a lot these small business owners are responsible for in addition to...
Understanding Your Explanation of Benefits
Learn How To Read and Comprehend Your EOB (Explanation of Benefits) You will receive a detailed breakdown of pricing and compensation each time a healthcare provider bills your health insurance company for services rendered. This is an explanation of benefits, and it...
Why Higher Deductibles Are Essential for Your Self-Funded Plan
TOPIC Why Higher Deductibles Are Essential for Your Self-Funded Plan Bruce Dunham April 3, 2025 3 Minute Read Find this article helpful? Share it with others. Facebook Twitter Youtube Let’s be clear: the stop-loss insurance market is tightening, and if you’re not...
Celebrating 45 Years of Excellence: Sackett & Associates Insurance Services
45 Years of Trusted Insurance Solutions: Sackett & Associates' Journey Sackett & Associates Insurance Services is proud to mark a significant milestone in its journey—45 years of providing exceptional insurance solutions to individuals and small businesses in...
What You Need To Know About Selecting a Medicare Plan
Selecting a Medicare Plan That's Right For You Medicare is a collection of health insurance plans issued by the federal government for those over the age of 65 or younger with disabilities. Although Medicare plans exist to help mitigate the cost of health insurance as...
Guide to 2024 Affordable Care Act Subsidies (and How a Health Insurance Broker in Santa Rosa Can Help)
2024 ACA Subsidies and How a Health Insurance Broker Helps The Affordable Care Act has offered a practical way for many Americans to access health care for over a decade. However, new regulations and eligibility updates can make it challenging to understand what you...
The Importance of Clear Headlights for Safe Driving
Headlights are one of the most important safety features on your vehicle. They help ensure you can see the road clearly at night, in bad weather, and during low-visibility conditions. However, over time, headlights can become cloudy, dim, or misaligned, reducing their...
Decoding Out-of-Pocket Maximums: A Key to Smarter Health Insurance Choices
How Health Insurance Brokers Can Impact Your Out-of-Pocket Maximums Costs Navigating health insurance alone can feel overwhelming, especially when evaluating how out-of-pocket maximums influence overall costs. These limits are important when determining the financial...
Critical Illness Insurance. It’s Needed More Often Than You Think.
Do you know anyone who has suffered from cancer, a heart attack or a stroke? The answer is almost certainly “yes.” Consider these statistics: Every 34 seconds, someone in the U.S. will suffer from a coronary event Every 24 seconds, someone in the U.S. is diagnosed...
How to Complete a Flood Risk Assessment
How to Complete a Flood Risk AssessmentThe purpose of a flood risk assessment (FRA) is to evaluate the likelihood of flooding and its potential impact on people, property, and the environment. It is often required for construction projects, especially in flood-prone...