Difference Between HMO, PPO & EPO Plans in California
Comparing HMO, PPO, and EPO Health Plans in California Choosing the right health insurance plan can be a daunting task, especially with the variety of options available in California. Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and...
Your Guide To The Best Self Employed Health Insurance
Top Health Insurance Options for the Self-Employed in California Navigating health insurance as a self-employed individual in California can be challenging. Whether you’re a freelancer, a small business owner, or an independent contractor, understanding your options...
Does Social Security Overlap With Medicare?
Understanding the Overlap: Social Security and Medicare Explained If you’re nearing retirement age, you’re probably feeling excited about the transition, but might also feel apprehensive. While these years afford more freedom to enjoy your interests, they also come...
Planning Your Golden Years: Essential Insights on Full Retirement Age
Understanding Full Retirement Age and Your Best Options Leaving the workforce can be challenging, and you may struggle to decide the best time to retire. Typically, individuals will aim for full retirement age to maximize their benefits. However, when doing so,...
Trump vs. Harris: Approaches to Healthcare in the 2024 Presidential Election
Comparing Stances on Healthcare Policy: Trump vs. Harris in 2024 As the 2024 general election approaches, health care remains a critical issue for voters. Understanding how Democratic nominee Kamala Harris and Republican nominee Donald Trump approach key aspects of...
How Small Businesses Can Secure Affordable Health Insurance with Covered California
Affordable Health Insurance for Small Businesses via Covered California Finding health insurance for your small business can be a daunting task, but Covered California for Small Business (CCSB) offers a solution that is flexible, cost-effective, and easy to manage....
3 Reasons Advisors Who Offer Captives Are Emerging as Industry Leaders
The healthcare landscape is changing fast, and as a benefits advisor, you need innovative solutions to meet your clients’ evolving needs. With healthcare costs soaring 9-10% annually through 2026, you can no longer rely on traditional insurance models. ...
What the 2024 Election Means for Health Insurance
How the 2024 Election Could Impact Health Insurance Access Millions of Americans might not be able to get health insurance, depending on the election’s outcome. It determines whether the country stays with affordable and readily available health care or goes back to...
8 Ways to Use the CSI Dashboard to Cut Costs for Your Clients
Highlights Rising healthcare costs and limited transparency make cost containment a top challenge for advisors and their clients. When you work with us, you gain real-time access to the CSI Dashboard, a tool that gives you insight into claims data. With the...
Rising Healthcare Costs: How Employers Can Prepare
Healthcare Costs Surge: Key Insights for Employers in 2025 In the United States, health care costs affect both employers and employees, and the costs have projections to jump by the fastest rate in 15 years. The Business Group on Health estimates the costs will jump...