Congress Ends Shutdown Without Renewing ACA Subsidies
ACA Tax Credits Set to Expire: What Californians Face When lawmakers reached an agreement in November 2025 to end the federal government shutdown, they restored funding for key health programs through January 2026. One major issue was not included in the deal: an...
Can You Cancel Coverage in the Winter?
Key TakeawaysYou can cancel motorcycle insurance in the winter, but it may result in coverage gaps, lender issues, or higher future premiums. Many insurers instead offer seasonal motorcycle insurance, like a winter layup or storage plan, which reduces riding-related...
Top Life Insurance Companies 2026: Rates & Reviews
Best Life Insurance Companies 2026 Updated for 2026 — Expert guidance from an independent broker. No contact info required to compare quotes. Choosing the best life insurance company in 2026 can feel overwhelming. Rates continue to shift, underwriting trends evolve,...
The Difference Between Replacement Cost and Actual Cash Value
When you purchase homeowners or renters insurance, one of the most important details to understand is how your belongings and property are valued at the time of a loss. Two common valuation methods used by insurance companies are Replacement Cost and Actual Cash Value...
The Difference Between Replacement Cost and Actual Cash Value
When you purchase homeowners or renters insurance, one of the most important details to understand is how your belongings and property are valued at the time of a loss. Two common valuation methods used by insurance companies are Replacement Cost and Actual Cash Value...
Medicare Open Enrollment Tips for California Seniors – 2025 Edition
Medicare 2025: Tips for California Seniors Now that Medicare Open Enrollment has started, it’s the perfect time for California residents aged 65 and older to review their healthcare coverage. The decisions you make now can impact your access to healthcare services and...
Self-Funded Health Insurance: The Complete Guide to Taking Control of Your Healthcare Costs
TOPIC Self-Funded Health Insurance: The Complete Guide to Taking Control of Your Healthcare Costs Roundstone Team November 18, 2025 10 Minute Read Employers Find this article helpful? Share it with others. Linkedin Facebook X-twitter Healthcare costs have become an...
Van Conversion Insurance: Everything You Need To Know
Key TakeawaysWhether you’ve built it yourself or hired a professional upfitter, your converted van can be fully insured with the right policy. Van conversion insurance helps protect your vehicle, belongings, and investment – whether it’s covered under auto insurance...
Gig Economy Insurance: Do You Need It?
Key TakeawaysThe gig economy includes a wide range of flexible, short-term jobs, each with its unique risks. Standard personal insurance often doesn’t cover gig activity, making gig economy insurance essential for protecting your income and peace of mind. The right...
Comment on My Parents Took Out a Life Insurance Policy on Me as a Baby. What Now? by J Mason
Inherited a whole life policy (I am the insured) when my father passed away in 2016. It has been fully paid up for years (I am now 61.) Did I receive a step-up in tax basis equal to the accumulated dividends at the time of his death? Considereing surrendering policy...