The Difference Between Replacement Cost and Actual Cash Value
When you purchase homeowners or renters insurance, one of the most important details to understand is how your belongings and property are valued at the time of a loss. Two common valuation methods used by insurance companies are Replacement Cost and Actual Cash Value...
The Difference Between Replacement Cost and Actual Cash Value
When you purchase homeowners or renters insurance, one of the most important details to understand is how your belongings and property are valued at the time of a loss. Two common valuation methods used by insurance companies are Replacement Cost and Actual Cash Value...
Medicare Open Enrollment Tips for California Seniors – 2025 Edition
Medicare 2025: Tips for California Seniors Now that Medicare Open Enrollment has started, it’s the perfect time for California residents aged 65 and older to review their healthcare coverage. The decisions you make now can impact your access to healthcare services and...
Self-Funded Health Insurance: The Complete Guide to Taking Control of Your Healthcare Costs
TOPIC Self-Funded Health Insurance: The Complete Guide to Taking Control of Your Healthcare Costs Roundstone Team November 18, 2025 10 Minute Read Employers Find this article helpful? Share it with others. Linkedin Facebook X-twitter Healthcare costs have become an...
Van Conversion Insurance: Everything You Need To Know
Key TakeawaysWhether you’ve built it yourself or hired a professional upfitter, your converted van can be fully insured with the right policy. Van conversion insurance helps protect your vehicle, belongings, and investment – whether it’s covered under auto insurance...
Gig Economy Insurance: Do You Need It?
Key TakeawaysThe gig economy includes a wide range of flexible, short-term jobs, each with its unique risks. Standard personal insurance often doesn’t cover gig activity, making gig economy insurance essential for protecting your income and peace of mind. The right...
Comment on My Parents Took Out a Life Insurance Policy on Me as a Baby. What Now? by J Mason
Inherited a whole life policy (I am the insured) when my father passed away in 2016. It has been fully paid up for years (I am now 61.) Did I receive a step-up in tax basis equal to the accumulated dividends at the time of his death? Considereing surrendering policy...
How to Use PEPY as a Benchmark to Contain Healthcare Costs
TOPIC How to Use PEPY as a Benchmark to Contain Healthcare Costs Roundstone Team November 11, 2025 8 Minute Read Cost Containment Find this article helpful? Share it with others. Linkedin Facebook X-twitter Most employers can tell you exactly what they spend on...
Medicare Open Enrollment 2025 Checklist: What To Do Before December 7
Your 2025 Medicare Checklist: What to Do by Dec. 7 Medicare Open Enrollment runs from October 15 to December 7, 2025. If you're already enrolled in Medicare, the Open Enrollment period is the time to review and make changes to your current coverage. For those who are...
Don't Get Left in the Cold: Your Essential Fall Car Care Checklist
Last month, we covered how to prepare your home for the changing seasons. Now, it's time to turn our attention to the other major player in our daily lives: our vehicles. As the leaves fall and the temperatures drop here in Virginia, road conditions become more...