My Lifeline Insurance helps people who are turning 65 or newly eligible for Medicare understand their real options — Medicare Advantage, Medicare Supplement, and Part D — explained in plain English, at no cost to you.
Your Initial Enrollment Period is a 7-month window around your 65th birthday — it's worth understanding before it opens.
Coverage and service availability depends on licensing, carrier appointments, and your specific situation — a consultation is the fastest way to know what applies to you.
All-in-one coverage through private insurers, often with extra benefits, matched to your doctors and budget.
Fills the gaps in Original Medicare so a hospital stay doesn't become a financial surprise.
Prescription drug coverage checked against your actual medications, not guesswork.
One free call, no obligation — we'll explain exactly what applies to your situation.
Most people should enroll during their Initial Enrollment Period (IEP) — a 7-month window that starts 3 months before your 65th birthday month, includes your birthday month, and continues 3 months after. Signing up outside this window can mean delayed coverage or a late enrollment penalty in some cases.
The Initial Enrollment Period (IEP) is the 7-month window built around your 65th birthday when you first become eligible to enroll in Medicare. Missing this window doesn't always mean you're out of options, but it can limit them and add cost, so it's worth understanding before your birthday month arrives.
Medicare Advantage plans bundle hospital, medical, and often prescription coverage into one plan through a private insurer, frequently with extra benefits. Medicare Supplement (Medigap) plans work alongside Original Medicare to help cover the gaps — deductibles and coinsurance — and are accepted nationwide. Which fits better depends on your doctors, travel habits, and budget.
Often yes — even if you don't take prescriptions today, going without creditable drug coverage when you're first eligible can lead to a late enrollment penalty later if your needs change. We can walk through whether it makes sense for your specific situation.
No. A consultation with My Lifeline Insurance is free, with no obligation to enroll in anything. We're compensated by the carrier if you choose a plan, not by you.
